Protecting the Value of Your Insurance Coverage
If you encounter problems with a casualty or liability insurer, the advice of a knowledgeable lawyer can often help you resolve the dispute on favorable terms. Contact Bell & Ingram to learn about your legal options when you and your insurance company disagree about the scope of your coverage.
Resolving Insurance Disputes
We advise and represent businesses, families and individuals in situations where your insurance company's view of your policy benefits is different from yours. Examples of the kinds of insurance disputes that we handle include:
- Problems under the uninsured or underinsured motorist benefits of your own auto insurance policy
- Disputes under the property loss provisions of a homeowner's policy
- Business loss disputes
- Defense and indemnification disputes with a business or consumer liability insurer
- Denied medical claims under health insurance policies
- Problems with disability or life insurers
- Outright denials
Our experience with first-party and third-party insurance disputes can help you tell the difference between a legitimate disagreement over the terms of coverage or exclusion and bad faith insurance practices.
Not every denial of coverage represents an insurer's attempt to profit at your expense. An unreasonable delay, failure to communicate, failure to investigate or implausibly low settlement offer, however, might indicate bad faith on the part of your insurer, and we know how to protect your rights.
Washington's recent Insurance Fair Conduct Act significantly expanded the legal options available to policyholders when insurers fail to live up to their commitments. To learn more about your situation, contact us at Bell & Ingram in Everett.
