Insurance Dispute Lawyers in Everett, WA
Protecting the Value of Your Insurance Coverage
Bell & Ingram advises and represents businesses, families and individuals in situations where your insurance company's view of your policy benefits is different from yours. Insurance is unique in that the insurance company sold you a promise of protection relative to the happening of certain events. Unfortunately, while you pay premiums for protections, upon submitting a claim, the insurance company may resist fulfilling their obligation to you.
Insurance is a big business run by big companies. You need to understand they do not represent you and they do not necessarily act in your best interest. We are prepared to be your advocate and utilize laws which our state has found necessary to enact to aid insured's: (1) the Insurance Fair Conduct Act; (2) the Unfair Claims Practice Resolutions and; (3) the Consumer Protection Act.
Not every denial of coverage represents an insurer's attempt to profit at your expense. An unreasonable delay, failure to communicate, failure to investigate or implausibly low settlement offer, however, might indicate bad faith on the part of your insurer, and we know how to protect your rights.
If you encounter problems with a casualty or liability insurer, the advice of a knowledgeable lawyer can often help you resolve the dispute on favorable terms. contact us at Bell & Ingram Bell & Ingram to learn about your legal options when you and your insurance company disagree about your coverage.
Resolving Insurance Disputes
There are a number of avenues to consider in resolving disputes: from the informal advocating of a position to administrative dispute opportunities provided within a policy to mediation to litigation.
Examples of the kinds of insurance disputes that we handle include:
- Problems under the uninsured or underinsured motorist benefits of your own auto insurance policy
- Disputes under the property loss provisions of a homeowner's policy for fire, theft, and water damage
- Business loss disputes
- Defense and indemnification disputes with a business or individual liability insurer
- Denial of a medical claim under a health insurance policy
- Denial of a claim on a disability insurance policy
- Denial of a claim on a life insurance policy
- Personal injury claims
- Property damage claims
Our experience with first-party (your own insurance) and third-party insurance (other's insurance) disputes can help you tell the difference between a legitimate disagreement over the terms of coverage or exclusion and bad faith insurance practices.
We can help you make sure that insurance companies uphold their obligations to their policy holders. To learn more about your situation, contact us at Bell & Ingram in Everett.
